Canadian Credit Union Association

Ding Free ATMs

Credit Union members can enjoy access to thousands of ding free ATM’s across Canada (an ATM network bigger than most banks).

“Ding free” means that members pay no surcharges at credit union and other participating ATM’s across Canada for withdrawals, deposits and balance inquiries.

A surcharge (or convenience fee) is a fee charged by an ATM owner at the time of the transaction and appears on the ATM receipt. Surcharge fees vary, and come with a warning screen before the ATM transaction is complete.

Surcharges are not the same as transaction or account fees, which would appear on a member’s monthly statement – i.e. when a member exceeds the limits of a package account that comes with a fixed amount of free transactions per month.

How can I find one?

To find the nearest ding free ATM, download our free ATM locator app.
Available for iPhone and Andriod devices, our ding free locator app makes it easy to find surcharge-free ATMs on the go.