Credit unions in Canada are either provincially or federally regulated. Regulators have oversight over individual credit unions, and credit unions are required to meet standards and work with public agencies to ensure they are among the country’s soundest financial institutions.
All provinces have deposit insurance coverage that provides credit union members with deposit protection equal to or higher than that of the big banks.
See below for a breakdown of the regulators, deposit insurers and credit unions in each province. Please refer to the website of the applicable provincial deposit insurer for further details.
Alberta credit unions are provincially regulated by the Credit Union Deposit Guarantee Corporation. The Credit Union Deposit Guarantee Corporation also provides deposit insurance coverage, guaranteeing the repayment of all deposits with Alberta credit unions, including accrued interest. Learn More
- 1st Choice Savings and Credit Union
- ABCU Credit Union
- Bow Valley Credit Union
- Calgary Police Credit Union
- Christian Credit Union
- Connect First and Servus Credit Union
- Khalsa Credit Union (Alberta)
- Lakeland Credit Union
- Rocky Credit Union
- TransCanada Credit Union
- Vermilion Credit Union
- Vision Credit Union
BC credit unions are provincially regulated by the BC Financial Services Authority. Deposit insurance coverage is provided by the Credit Union Deposit Insurance Corporation of British Columbia (“CUDIC”). Learn More
- Beem Credit Union
- BlueShore Financial Credit Union
- Bulkley Valley Credit Union
- Coastal Community Credit Union
- Columbia Valley Credit Union
- Community Savings Credit Union
- Compensation Employees Credit Union
- Creston and District Credit Union
- First Credit Union
- First West Credit Union
- Greater Vancouver Community Credit Union
- Integris Credit Union
- Khalsa Credit Union
- Kootenay Savings Credit Union
- Ladysmith & District Credit Union
- Lake View Credit Union
- Nelson & District Credit Union
- Northern Savings Credit Union
- Osoyoos Credit Union
- Prospera Credit Union
- Revelstoke Credit Union
- Salmon Arm Savings and Credit Union
- Sharons Credit Union
- StellerVista Credit Union
- Summerland and District Credit Union
- Sunshine Coast Credit Union
- Vancity
- Vancouver Firefighters Credit Union
- VantageOne Credit Union
- Williams Lake and District Credit Union
Manitoba credit unions Caisse Financial Group are provincially regulated by the Deposit Guarantee Corporation of Manitoba. The Deposit Guarantee Corporation of Manitoba also provides deposit insurance coverage, guaranteeing 100% of deposits held with Manitoba credit unions and Caisse Financial Group. Learn more
- Access Credit Union
- Assiniboine Credit Union
- Belgian-Alliance Credit Union
- Caisse Financial Group
- Cambrian Credit Union
- Compass Credit Union
- Flin Flon Credit Union
- Fusion Credit Union
- Me-Dian Credit Union
- Niverville Credit Union
- Rosenort Credit Union
- Steinbach Credit Union
- Stride Credit Union
- Sunrise Credit Union
- Swan Valley Credit Union
- Westoba Credit Union
- Winnipeg Police Credit Union
New Brunswick credit unions are provincially regulated by the Financial and Consumer Services Commission (FCNB). Deposit insurance coverage is provided by New Brunswick Credit Union Deposit Insurance Corporation. Learn more
- Beaubear Credit Union
- Blackville Credit Union
- Brunswick Credit Union
- NBTA Credit Union
- OMISTA Credit Union
- The Credit Union
Newfoundland credit unions are provincially regulated by the Department of Digital Government and Service NL. Deposit insurance coverage is provided by Credit Union Deposit Guarantee Corporation. Learn more
- Atlantic Edge Credit Union
- Community Credit Union
- Newfoundland and Labrador Credit Union
- Public Service Credit Union
- Reddy Kilowatt Credit Union
- Venture Credit Union
Nova Scotia credit unions are provincially regulated by the Nova Scotia Department of Finance. Deposit insurance coverage is provided by Nova Scotia Credit Union Deposit Insurance Corporation.Learn more
- Acadian Credit Union
- Bay St. Lawrence Credit Union
- Caisse Populaire de Clare
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Cape Breton Credit Union
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Coastal Financial Credit Union
- Community Credit Union of Cumberland Colchester
- Credit Union Atlantic
- East Coast Credit Union
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Glace Bay Credit Union
- iNova Credit Union
- LaHave River Credit Union
- New Ross Credit Union
- New Waterford Credit Union
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Princess Credit Union
- Provincial Government Employees Credit Union
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St. Joseph’s Credit Union
- Sydney Credit Union
- Teachers Plus Credit Union
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The Dominion Credit Union
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Valley Credit Union
- Victory Credit Union
Credit unions in Ontario are provincially regulated by the Financial Services Regulation Authority (FSRA). Deposit insurance coverage is provided by the Deposit Insurance Reserve Fund administered by FSRA. Learn more
- Adjala Credit Union
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Alterna Savings
- Bay Credit Union
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Buduchnist Credit Union
- Caisse Populaire Alliance
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Comtech Fire Credit Union
- Copperfin Credit Union
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DUCA Financial Services Credit Union
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Dundalk District Credit Union
- Equity Credit Union
- Finnish Credit Union
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FirstOntario Credit Union
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Fort York Community Credit Union
- Frontline Financial Credit Union
- Ganaraska Financial Credit Union
- Golden Horseshoe Credit Union
- Healthcare and Municipal Employees’ Credit Union
-
IC Savings
- Kawartha Credit Union
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Kindred Credit Union
- Kingston Community Credit Union
- Korean (Toronto) Credit Union
- Korean Catholic Church Credit Union
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L.I.U.N.A. Local 183 Credit Union
- Libro Credit Union
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Lighthouse Credit Union
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Luminus Financial
- Mainstreet Credit Union
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Meridian Credit Union
- Motor City Community Credit Union
- Moya Financial Credit Union
- Northern Birch Credit Union
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Northern Credit Union
- Ontario Educational Credit Union
- Ontario Provincial Police Association Credit Union
- Oshawa Community Credit Union
- Parama Credit Union
- Pathwise Credit Union
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PenFinancial Credit Union
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Resurrection Credit Union
- Smiths Falls Community Credit Union
- Southwest Regional Credit Union
- St. Stanislaus-St. Casimir’s Polish Parishes Credit Union
- Sudbury Credit Union
- Taiwanese-Canadian Toronto Credit Union
- Talka Credit Union
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Tandia Financial Credit Union
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The Energy Credit Union
- The Police Credit Union
- Thorold Community Credit Union
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Ukrainian Credit Union
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Windsor Family Credit Union
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Your Credit Union
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Your Neighbourhood Credit Union
PEI credit unions are provincially regulated by the Department of Justice and Public Safety. Deposit insurance coverage is provided by the Credit Union Deposit Insurance Fund. Learn more
- Consolidated Credit Union
- Morell Credit Union
- Provincial Credit Union
- Souris Credit Union
Saskatchewan credit unions are provincially regulated by Credit Union Deposit Guarantee Corporation.The Credit Union Deposit Guarantee Corporationalso provides deposit insurance coverage, guaranteeing the full repayment of deposits held in Saskatchewan credit unions. Learn more
- Accent Credit Union
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Affinity Credit Union
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Bengough Credit Union
- Biggar and District Credit Union
- Bruno Savings and Credit Union
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Churchbridge Credit Union
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Conexus Credit Union
- Cornerstone Credit Union
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Crossroads Credit Union
- Cypress Credit Union
- Diamond North Credit Union
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Dodsland and District Credit Union
-
Edam Credit Union
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Foam Lake Credit Union
- Innovation Credit Union
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Kerrobert Credit Union
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Lafleche Credit Union
- Luseland Credit Union
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North Valley Credit Union
- Prairie Centre Credit Union
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Prairie Pride Credit Union
- Radius Credit Union
- Raymore Credit Union
- Rockglen-Killdeer Credit Union
- Sandhills Credit Union
- Saskatoon City Employees Credit Union
- St. Gregor Credit Union
- Stoughton Credit Union
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Synergy Credit Union
- TCU Financial Group
- Turtleford Credit Union
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Unity Credit Union
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Weyburn Credit Union
Federal credit unions are chartered under the Bank Act (Canada) and are regulated by the Office of the Superintendent of Financial Institutions (OSFI) and the Financial Consumer Agency of Canada (FCAC). Deposit insurance coverage is provided by The Canada Deposit Insurance Corporation (CDIC). Learn more
- Coast Capital Savings Federal Credit Union
- Innovation Credit Union
- UNI Financial
August 2024